Application Checklist

CALL: 303.741.1241

DOCUMENTATION NEEDED FOR ALL FULL DOCUMENTATION LOANS

    Pay stubs for the most recent 30-day period

    W-2 forms for the previous two years

    If self employed or more than 25% of your income is bonus, overtime, or commission, we also need tax returns for past 2 yrs.

    Documentation on any other income you wish to have considered, such as part-time income, rental income, alimony, child support, etc.

    Employment history for the last two full years

    Three months consecutive financial statements on all asset accounts (all pages); checking, savings, CD`s, stocks, mutual funds, 401-K, etc. (If statements are quarterly, then most recent statement.)

    General value of other assets such as cars, personal property, insurance, etc.

    Name, address and phone number of landlord for the last 24 months

    Copy of the sales contract

    Copy of canceled earnest money check

  Copy of closing statement and sale of current residence, if applicable

    Copy of divorce decree, if relying on alimony income to qualify or paying alimony or child support obligation

    Gift Affidavit, if applicable

    Bankruptcy schedules and discharge documentation, if applicable

** Internet printouts cannot be accepted

IF YOU ARE APPLYING FOR A VA LOAN

    VA Certificate of Eligibility (Original)

    Form DD-214

    For in-service veterans, Statement of Service and recent Leave and Earnings statement

IF YOU ARE SELF-EMPLOYED OR HAVE COMMISSION INCOME

    Previous two years signed tax returns with all schedules attached

    Previous two years corporate/partnership tax returns with all schedules attached

    Year-to-date profit and loss statement and balance sheet

IF YOU ARE RELOCATING WITH COMPANY BENEFITS

    Copy of company's relocation policy    Letter from employer stating effective date of transfer and new income

    Copy of entire relocation buyout offer (if applicable)

ADDITIONAL INFORMATION:

•30 Days prior to closing all information must be updated

•10 days prior to closing hazard/property insurance name and phone number

•$375 check for appraisal (if you have a signed purchase contract) made payable to

  Cherry Creek Mortgage Company  

Tom Reum - Mortgage Consultant

Colorado License # 100018357    NMLS  #286600

Copyright © 2011 Tom Reum. In Colorado: to check license status of your mortgage broker visit: http://eservices.psiexams.com/crec/search.jsp. NMLS# 3001. Loan products not available outside of Colorado.

6025 South Quebec St, Suite 280 | Centennial, Colorado 80111

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